How Much Is My Injury Claim Worth?

slippery floorIt is very difficult to give an exact figure of how much compensation to expect because every personal injury claim is different and unique to your situation. Two injury claims that look very similar could get completely different compensation amounts. Calculating how much your injuries are worth is just one aspect of any personal injury claim. However, it is often the most difficult part of a claim to determine because the amount varies depending on your own very particular circumstances and how those injuries may have affected you as an individual. Factors such as the seriousness of the injuries, loss of earnings, impact of your life and any subsequent care or rehabilitation costs are all taken into consideration.

There are exceptions in the realm of criminal injury compensation where there is a set tariff for particular kinds of injury. If you lose the use of your legs as a result of a criminal assault for example, you can expect to get up to £175,000 in compensation.

In personal injury cases, an indication of likely compensation award amounts can be obtained by reference to the Guidelines for the Assessment of General Damages in Personal injury Cases published by the Judicial Studies Board. The figures quoted in it cover your injury only and do not include any additional sums that may be awarded for your associated financial losses. Using this document as a guide, minor soft tissue injury to the shoulder causing considerable pain but with almost complete recovery within a year could be awarded £2,000 to £3,750. Moderate injuries such as frozen shoulder causing limitation of movement and discomfort for up to two years could be worth £3,750 to £6,000. At the other end of the spectrum, very severe brain damage could lead to compensation in the region of £155,000 to £220,000. Using this same data, remarkably enough injury to your hair could be worth anything from £1,000 to £15,000, depending on the exact circumstances.

However, your personal accident claim is not just a reinbursement for your injuries as such, but will also cover compensation for:

Compensation for financial losses can cover ‘property damage’ such as the damage to a car or personal clothing but will also include things like the cost of medical treatment or special aids you need, travelling and parking expenses to various doctors’ or hospital appointments, loss of earnings if you’re forced off work and care and assistance if you have to get someone in to help out around the house. In more serious cases, it may be that you will never be able to get back into full time work, so your future loss of earnings will also be included in your compensation claim as will any other expenses or car and assistance you need in the future.

The other factor that could affect the amount of your compensation is whether liability is split or shared: in other words, the percentage of blame or fault attached to either party for the accident. Where it’s clearly a case of ‘you are not to blame’, there can be no argument, but even if you contributed in some way to the accident, compensation will still be awarded.

Determining fault for an accident is not an exact science, but in most cases it's possible to establish whether the person or company you are claiming against was entirely at fault or only partially to blame for what happened. Whatever that rough percentage of comparative fault or blame might be is usually reflected in the amount of the compensation you receive in these circumstances. For example if you were 20% to blame for the accident, your compensation award would be reduced by 20%. It would however still be worthwhile pursuing the claim even if you are partly to blame.

I want to make a personal injury claim - what next?

Fill out the form on the right or call us free on 0800 027 47 63 for advice on how to go about making a claim and how to set things in motion.